The Lucy Neff was a wooden vessel built at West Bay City, Michigan in 1893 as the W. P. Ketcham; renamed the Lucy Neff in 1902 and served in the coastal trade; The Lucy Neff, originally  946 gross tons; 225' in length, 37' width; 13.5 depth; crew of 13, and 550 h.p. On Aug. 21, 1901, Capt Samuel Neff and his sons, Sidney and Charles, bought the vessel from the Ill. Transit Co. Early in 1902, the name of the vessel was changed to honor Lucy Jane (Olcott) Neff, wife of Sidney O. Neff. The vessel carried grain, lumber, iron ore, bulk & barrel salt and steel rails. After the death of Samuel Neff, Feb. 21, 1904, the Neff ships were managed by the brothers until February, 1905 when the parent firm was dissolved. The Lucy Neff, and the Adella Shores were then owned by Sidney O. Neff, and the Charles S. Neff by his brother. The Lucy Neff was sold in 1907 to a San Francisco firm.

This American coastal steamer foundered 20 miles of Fenwick shoals on December 15, 1915. The steamship was carrying a load of logwood from Jamaica, The British vessel Chasehill rescued the Lucy Neff’s crew and took them to New York City.⁠ Continious leaks and several days of rough weather led to the foundering. Recently discovered in the 2005, the wreck is contigious, and the long wooden and metal hull offer exciting areas of discoveries. Some wood can stil be recovered digging below the sand. Rarely visited, experienced divers will be well rewarded on this pristine wreck. 200 feet.